Proud to be
Policyholder Owned

Our policyholders own more than
their homeowner’s policy. They
own a piece of the company.

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Proud to be
Policyholder Owned

We believe our fiduciary
responsibility is greater
than most others.

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Proud to be
Policyholder Owned

Providing high quality, affordable
property and liability coverage
to Florida homeowners.

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Proud to be
Policyholder Owned

We understand you expect superior
Claims service from your homeowner
insurance company.

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Recent News

Sawgrass Mutual Insurance Company Applauds Diligence that Led to Insurance Fraud Arrest -June 15, 2015
Sunrise, Fla. – Sawgrass Mutual today applauded the thoroughness of its claims personnel that led to the arrest of a contractor... Read More
Verify state licenses this hurricane season -June 8, 2015
Monday marked the beginning of the 2015 Atlantic Hurricane Season, and the Florida Department of Business and Professional Regulation (DBPR)... Read More
Roof Investigation Finds Questionable Wind Damage Claims -June 2, 2015
Storms are nothing new to Florida. This is the time of year we see hail and wind storms often. Video:   Investigation... Read More
Sawgrass Mutual Insurance Company Announces $20.7 Million Policyholder Surplus -May 29, 2015
Sunrise, Fla. – Sawgrass Mutual Insurance Company (Sawgrass Mutual) today announced that as of March 31, 2015, it has increased... Read More
SMIC Announces Scott Crozier as Vice President of Underwriting -April 24, 2015
“We are pleased to welcome Scott to the Sawgrass Mutual team as vice president of underwriting,” said James Esse, president... Read More
Home repair insurance claim fraud hammering Florida -January 30, 2015
Imagine this: You wake up to find your kitchen flooded from a broken pipe. You frantically call a water extractor... Read More
Know Your Stuff -January 29, 2015
When we say “be prepared” most of us think about being ready for the next Hurricane.  But we face the... Read More

Sawgrass Mutual is not just another
homeowner insurance company – we are Proud to be Policyholder Owned.

Our commitment is to meet the insurance needs of our policyholders, not those of shareholders or investors.

We remain true to our founding strategy of prudent risk selection and growth providing affordable insurance to preferred homeowners. Our policyholders are focused on the quality of their company and the self-assurance their claims will be paid fairly and promptly.

As a Florida homeowner, you want a quality product, superior service and peace of mind. Built on a foundation of traditional community values, we are motivated to meet or exceed your expectations!Learn more