Proud to be
Policyholder Owned

Our policyholders own more than
their homeowner’s policy. They
own a piece of the company.

learn more

Proud to be
Policyholder Owned

We believe our fiduciary
responsibility is greater
than most others.

learn more

Proud to be
Policyholder Owned

Providing high quality, affordable
property and liability coverage
to Florida homeowners.

learn more

Proud to be
Policyholder Owned

We understand you expect superior
Claims service from your homeowner
insurance company.

learn more

Recent News

Security Risks of Storing Personal Information in the Cloud -September 5, 2014
With more consumers using cloud services to upload pictures, documents and more, cybercriminals are infiltrating cloud accounts to steal valuable... Read More
FHCF 1.3% “Hurricane Tax” Ends January 1, 2015 -June 19, 2014
TALLAHASSEE, Florida (AP) - Floridians are going to get a slight break on their insurance bills next year. The state is... Read More
Paws for Patriots Facility Therapy Dogs -June 18, 2014
Paws for Patriots, in association with the Southeastern Guide Dogs, serves active duty soldiers and retired servicemen and women with... Read More
Help is Available for All Identity Related Risks -June 18, 2014
An important benefit provided by your Sawgrass Mutual Insurance Company homeowner's policy is access to experienced, personal-touch fraud specialists from Identity... Read More
ID Risk Compass Tool -June 5, 2014
Every two seconds, another American becomes a victim of identity fraud.  Did you know Florida ranks No. 1 for identity... Read More

Sawgrass Mutual is not just another
homeowner insurance company – we are Proud to be Policyholder Owned.

Our commitment is to meet the insurance needs of our policyholders, not those of shareholders or investors.

We remain true to our founding strategy of prudent risk selection and growth providing affordable insurance to preferred homeowners. Our policyholders are focused on the quality of their company and the self-assurance their claims will be paid fairly and promptly.

As a Florida homeowner, you want a quality product, superior service and peace of mind. Built on a foundation of traditional community values, we are motivated to meet or exceed your expectations!Learn more