Proud to be
Policyholder Owned

Our policyholders own more than
their homeowner’s policy. They
own a piece of the company.

learn more

Proud to be
Policyholder Owned

We believe our fiduciary
responsibility is greater
than most others.

learn more

Proud to be
Policyholder Owned

Providing high quality, affordable
property and liability coverage
to Florida homeowners.

learn more

Proud to be
Policyholder Owned

We understand you expect superior
Claims service from your homeowner
insurance company.

learn more

Recent News

SMIC Announces Scott Crozier as Vice President of Underwriting -April 24, 2015
“We are pleased to welcome Scott to the Sawgrass Mutual team as vice president of underwriting,” said James Esse, president... Read More
Sawgrass Mutual Insurance Company Announces Policyholder Surplus & Names CEO -March 4, 2015
As Dan O’Neal Takes Reigns as CEO,  Sawgrass Mutual Announces $16.3 Million Policyholder Surplus Sunrise, Fla. – Sawgrass Mutual Insurance Company... Read More
Home repair insurance claim fraud hammering Florida -January 30, 2015
Imagine this: You wake up to find your kitchen flooded from a broken pipe. You frantically call a water extractor... Read More
Know Your Stuff -January 29, 2015
When we say “be prepared” most of us think about being ready for the next Hurricane.  But we face the... Read More

Sawgrass Mutual is not just another
homeowner insurance company – we are Proud to be Policyholder Owned.

Our commitment is to meet the insurance needs of our policyholders, not those of shareholders or investors.

We remain true to our founding strategy of prudent risk selection and growth providing affordable insurance to preferred homeowners. Our policyholders are focused on the quality of their company and the self-assurance their claims will be paid fairly and promptly.

As a Florida homeowner, you want a quality product, superior service and peace of mind. Built on a foundation of traditional community values, we are motivated to meet or exceed your expectations!Learn more