On October 1, 2018, Sawgrass Mutual Insurance Company (“SMIC”) was ordered liquidated by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial Services (“Department”) is the court appointed Receiver of SMIC.  Please continue to report all new claims in accordance with the company’s normal claims filling procedures until instructed differently. More information is available on the Department’s website here.



Your policy is an investment in you. Surplus funds are deposited into the Individual Investment Accounts (IIAs) of our policyholders... not of public shareholders or investors.

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Sawgrass Mutual Insurance

As a mutual insurer, we are owned and governed by our policyholders.  All profits earned by the company, and the growth of its financial resources, remain for the benefit of our policyholders.

Sawgrass Mutual specializes in writing voluntary Homeowners Insurance through a select network of professional independent agent partners located throughout Florida.
As partners, Sawgrass Mutual and our selected agents are focused on the financial well-being of our policyholders, their families and the communities in which they reside.

Rethink Home Insurance
Sawgrass Mutual Insurance offers more than just a policy, it shares its profits with the people who make it possible: the policyholder.
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Looking to grow your agency with Sawgrass Mutual? Partner with us and bring industry-leading technology and service to your clients.

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