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Owned by policyholders,
for policyholders.

As owners, each member has an Individual Investment Account.  Each year a portion of the company’s profits are applied to each member's account, not to Wall Street shareholders.

Members helping members, like neighbors helping neighbors.

Become a Member

sAWGRASS MUTUAL,  InvestED in you.

OWNING YOUR OWN INSURANCE COMPANY COMES WITH ITS PERKS.

Sawgrass Mutual specializes in writing preferred Homeowners Insurance by selecting quality risks that help protect and preserve your Individual Investment Account.  Each year, as the company grows, so does your investment

Company profits are divided amongst its policyholders and applied to their Individual Investment Accounts. A policy with Sawgrass Mutual is more than just insurance, it is an investment, one that can be realized in a number of different ways:

INDIVIDUAL INVESTMENT ACCOUNTS

COMING SOON!
SAVE ON YOUR DEDUCTIBLE

It's your company. That means it's your money. Use it when you need it.

Yearly distribution

Rest easy, your money never sleeps. Each year, as the company grows, so does your share of the surplus.

COMING SOON!
Save on your bill

Shares in your Individual Investment Account can also be applied to your bill.

Interested in becoming a member?

We can help you get in contact with your local Sawgrass Mutual agent!  Become a member today!

More on Individual Investment Accounts:

Individual Investment Accounts are notional accounts in the name of each qualifying member of Sawgrass Mutual.

IIAs are the long-term capital management strategy that allows us to keep our cost for coverage low and demonstrate our commitment to the interests of our policyholders.  It enables our policyholders to grow their investment in a highly efficient and safe manner. Learn more.